[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gratia.cz\/zazadejte-o-tu-pravou-pujcku\/#Article","mainEntityOfPage":"https:\/\/www.gratia.cz\/zazadejte-o-tu-pravou-pujcku\/","headline":"Za\u017e\u00e1dejte o tu pravou p\u016fj\u010dku","name":"Za\u017e\u00e1dejte o tu pravou p\u016fj\u010dku","description":"Jenom slep\u00ed by si dnes nev\u0161imli toho, jak jsme my lid\u00e9 st\u00e1le z\u00e1vislej\u0161\u00ed na finan\u010dn\u00edch prost\u0159edc\u00edch. Jak chceme m\u00edt pen\u00edze a jak jich chceme m\u00edt st\u00e1le v\u00edc, a to proto, abychom mohli po\u0159\u00e1d dokola n\u011bco nakupovat, nezbytnosti stejn\u011b jako naprost\u00e9 banality, bez nich\u017e bychom se lehce obe\u0161li. Toho, jak stoj\u00edme o st\u00e1le v\u00edc a v\u00edc … ","datePublished":"2022-04-03","dateModified":"2023-06-05","author":{"@type":"Person","@id":"https:\/\/www.gratia.cz\/author\/#Person","name":"","url":"https:\/\/www.gratia.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/11f8c6ff4d174e1ebef1d6401491d0892ff6534e7a3312fbf752a8f90a4375cd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gratia.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gratia.cz\/wp-content\/uploads\/art426083_3x2_20261009_035409_plyHsI.jpg","url":"https:\/\/www.gratia.cz\/wp-content\/uploads\/art426083_3x2_20261009_035409_plyHsI.jpg","height":0,"width":0},"url":"https:\/\/www.gratia.cz\/zazadejte-o-tu-pravou-pujcku\/","about":["Ekonomika"],"wordCount":430,"articleBody":"       Jenom slep\u00ed by si dnes nev\u0161imli toho, jak jsme my lid\u00e9 st\u00e1le z\u00e1vislej\u0161\u00ed na finan\u010dn\u00edch prost\u0159edc\u00edch. Jak chceme m\u00edt pen\u00edze a jak jich chceme m\u00edt st\u00e1le v\u00edc, a to proto, abychom mohli po\u0159\u00e1d dokola n\u011bco nakupovat, nezbytnosti stejn\u011b jako naprost\u00e9 banality, bez nich\u017e bychom se lehce obe\u0161li. Toho, jak stoj\u00edme o st\u00e1le v\u00edc a v\u00edc pen\u011bz ve vlastn\u00ed kapse, si v\u0161imneme i v \u010dase voleb, kdy se st\u00e1v\u00e1 p\u0159id\u00e1v\u00e1n\u00ed vesm\u011bs t\u00e9matem \u010d\u00edslo jedna, proto\u017ee na to lid\u00e9 sly\u0161\u00ed daleko v\u00edc ne\u017e na jin\u00e1 t\u00e9mata, v\u0161imneme si toho ale t\u0159eba i p\u0159i pohledu na statistiky, i b\u011bhem ekonomicky motivovan\u00fdch protest\u016f\u2026 Jen t\u011b\u017eko bychom hledali n\u011bkoho, kdo by up\u0159\u00edmn\u011b prohl\u00e1sil, \u017ee u\u017e \u017e\u00e1dn\u00e9 dal\u0161\u00ed pen\u00edze nepot\u0159ebuje a nechce, \u017ee u\u017e m\u00e1 v\u0161echno a je spokojen. Zato lamentov\u00e1n\u00ed t\u011bch, jim\u017e p\u0159ipad\u00e1 jejich finan\u010dn\u00ed zabezpe\u010den\u00ed neut\u011b\u0161en\u00e9, zazn\u00edv\u00e1 snad odev\u0161ad. A kdy\u017e lid\u00e9 n\u011bkdy domn\u011ble a n\u011bkdy skute\u010dn\u011b trp\u00ed nedostatkem pen\u011bz, \u0159e\u0161\u00ed to t\u0159eba i tak, \u017ee si berou p\u016fj\u010dky, jimi\u017e si do\u010dasn\u011b p\u0159ilep\u0161uj\u00ed.  A jak\u00e9 p\u016fj\u010dky \u017ee si tito berou? Pokud jsou na tom navzdory sv\u00fdm nespokojen\u00fdm tvrzen\u00edm docela dob\u0159e, berou si ty, kter\u00e9 se jim nejv\u00edc l\u00edb\u00ed, a t\u011bm, kdo jsou bonitn\u00ed, vych\u00e1zej\u00ed ochotn\u011b vst\u0159\u00edc mnoh\u00e9 z na\u0161ich finan\u010dn\u00edch \u00fastav\u016f. Ale co ti, kte\u0159\u00ed na tom ve skute\u010dnosti nijak valn\u011b nejsou? T\u011bm nejednou zb\u00fdv\u00e1 t\u0159eba u\u017e i jenom ne\u00fa\u010delov\u00e1 hypot\u00e9ka nab\u00edzen\u00e1 nebankovn\u00edm sektorem. P\u0159i\u010dem\u017e si rad\u011bji rovnou dodejme, \u017ee ono \u201ajenom\u2018 tu neznamen\u00e1, \u017ee by \u0161lo o n\u011bjakou pod\u0159adnou nab\u00eddku, kter\u00e1 zb\u00fdv\u00e1 u\u017e jenom pro ty nejzoufalej\u0161\u00ed ztroskotance. Naopak \u2013 i tato m\u00e1 sv\u00e9 nesporn\u00e9 v\u00fdhody. Kdy\u017e si n\u011bkdo bere nebankovn\u00ed hypot\u00e9ku, m\u00e1 jistotu, \u017ee tu pen\u00edze dostane nejen s velkou pravd\u011bpodobnost\u00ed, ale tak\u00e9 rychle a v\u00fdhodn\u011b. Sta\u010d\u00ed tu toti\u017e jenom zaru\u010dit spl\u00e1cen\u00ed z\u00e1stavou n\u011bjak\u00e9 nemovitosti a pak u\u017e je dal\u0161\u00ed vy\u0159izov\u00e1n\u00ed v\u0161ech nezbytn\u00fdch n\u00e1le\u017eitost\u00ed hra\u010dkou. A kdokoliv tak m\u016f\u017ee m\u00edt k dispozici pen\u00edze na cokoliv. A m\u016f\u017ee p\u0159estat s lamentov\u00e1n\u00edm nad svoj\u00ed skute\u010dnou nebo domn\u011blou b\u00eddou.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Za\u017e\u00e1dejte o tu pravou p\u016fj\u010dku","item":"https:\/\/www.gratia.cz\/zazadejte-o-tu-pravou-pujcku\/#breadcrumbitem"}]}]